QuoteWerks Support Portal

I have a request on a future update.  I am in the HVAC industry and we have wide range of financing available.  We do everything from No Payments/No Interest, Equal Payments/No Interest, Fixed APR Financing and all with variable terms and lengths.  We don't do leasing.  I would love to see the leasing/financing area enhanced to cover not just leasing, but financing options.  We have modified the leasing area to sort of work towards our purposes, but it does not work very well and confuses customers.  We sell a lot of jobs with financing so this is a big deal.  Additionally, the ability to place a custom link into the QuoteWerks/QuoteValet settings to allow the customer to do the online financing application if they select a financing option during checkout would be great.

See the example photo attached.  Like I mentioned, we have modified the leasing heavily to sort of work to what we need but it's not perfect, the numbers are not always right and we had to add custom code to give customers a link to apply for financing after they accept the quote.  We also added verbiage to the quote explaining the financing and credit approval process which was required by the financing company.

So with financing, we have many different offers available.  And in the end, they own the equipment, so it is not a lease.  

For example:

Option #1 - NO PAYMENTS/NO INTEREST - 3-24 Months No Payments/No Interest (with credit approval) - $0.00 due per month, full balance due by final month

Option #2 - FIXED APR FINANCING - 6.99-12.99% Fixed APR Financing (with credit approval) - Can set term length from 60-84 months - Minimum Monthly Payment Factor of 0.5 to 3% 

Option #3 -  EQUAL PAYMENTS/NO INTEREST - 25-72 Month terms (with credit approval) - total amount of contract divide by term length/no interest.

Option #4 - DEFERRED INTEREST W/MINIMUM MONTHLY PAYMENTS - 3-24 Month term (with credit approval) - Minimum Monthly Payment factor of 0.5% to 3%

We would also need the ability to require a down payment with the financing or no down payment which would vary from quote to quote.  

We use financing as a huge selling tool, the ability to show customers a small monthly payment or even better, no monthly payment instead of the large $10,000 number helps greatly.  The options that we offer change based on promotions that our manufactures are running at any given time as well.

Can you give some real world examples?

I have a quote for 10,000 that a customer could pay for in one go. What other options would you need?